![]() ![]() The higher your risk of flooding is, the higher your premiums can become. This is also to ensure that the public knows their flood risks and that their flood insurance premium is priced accurately. It's important to note as well that you can expect where your property's flood zone may be depending on what county you are in.įEMA Flood Insurance Rate Map (FIRM) is generally made to inform the residents of their current position when it comes to the chance of flooding in their area. You may get a new one in a few years' time since FEMA has to remap the area due to changes in floodplain and base flood elevation levels. There are some cases where FEMA has to revise and remap while making a new map for a county due to recent data coming in on flooding events. These flood maps differentiate and are never a constant map and may take years to develop as these maps would be a direct result of flood insurance study across years of data. ![]() More important, these flood maps would show what flood zone your property might be sitting in. A flood map would show floodplain boundaries of different flood zones, different hydrology, land use, infrastructure, and which is a floodway. Flood maps help set minimum floodplain standards so that your community builds safely and resiliently with help of continuous flood insurance study. ![]()
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January 2023
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